| dc.description.abstract | The Bank has a function as an intermediary institution that help the Surplus (excess fund) and the Deficit (lack of funds) to improve the standard of
living and reduce the gap between those two sides. The Bank has three main
functions; collecting funds from the community as the owner of the funds,
channeling funds to the community as users and provide services, as well as welfare
tools of the wider community. Economic development such as found many
improves methods in fund management, especially liquidity management in
financial institutions such as banks or non-banks, Islamic banks and Conventional
banks. Liquidity management is very influential on the development of the
institution itself and the economy at macro level. How does liquidity management
can affected the fund forming in money market?
This study aims to determine effect of internal factors of Islamic Banking
on volume of fund forming in Bank Indonesia Sharia Certificates (SBIS). In this
case, study use Third Party Funds (Dana Pihak Ketiga), Financing to Deposit Ratio
(FDR), Non Performing Financing (NPF), Statutory Reserves (GWM) and
macroeconomic factors; inflation and interest rate (Bank Indonesia rate) that affect
sharia banking funds selection in SBIS. Research analysis instrument used in this
study is Error Correction Mechanism (ECM). Monthly secondary data was use in
this analysis; from January 2011 to December 2015, sourced by Bank Indonesia
Sharia Banking Statistics and Bank Indonesia Report.
The result concluded that, Third Party Fund (DPK) and Non Performing
Financing (NPF) has positive correlation to the volume of Sharia Banks forming in
Bank Indonesia Sharia Certificates, meanwhile Financing To Deposit Ratio (FDR)
has negative correlation and Statutory Reserves (GWM) does not correlated to the
volume of Sharia Banking forming in Bank Indonesia Sharia Certificates.
Correlates with macroeconomics indicators; inflation has positive impact
otherwise, interest rate (BI Rate) has negative impact on the volume of Islamic
Banking fund forming in Bank Indonesia Sharia Certificates. | en_US |
