The Fulfillment of Rights to Assistance and Access to Capital for Persons With Disabilities in Yogyakarta

Abstract

Persons with disabilities are entitled to the same rights as other citizens, including the right to access economic opportunities, assistance, and capital. This right is part of the respecting, protecting, and fulfilling of human rights as regulated in Law Number 8 of 2016 concerning Persons with Disabilities, specifically in Article 57 which guarantees access to capital. This study analyzes the implementation of assistance and access to capital for persons with disabilities in the Special Region of Yogyakarta. The research method used is normative legal research with statutory and conceptual approaches. The results indicate that although regulations and capital programs are available, persons with disabilities still face barriers such as limited access to information, low financial literacy, and limited capacity of financial institutions to provide inclusive services. It concludes that the implementation of assistance and access to capital in Yogyakarta has not been optimal, requiring stronger implementing regulations, improved financial literacy, and effective supervision of program execution.