ANALISIS PENGARUH PEMBIAYAAN MURABAHAH, MUDHARABAH, DAN MUSYARAKAH TERHADAP TINGKAT PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA PERIODE JUNI 2015 – JUNI 2017

Abstract

This study aims to discover the influents of Murabahah, Mudharabah and Musyarakah financing towards Syariah Bank profitability. The researcher applied the quantitative method using four variables. They are murabahah, mudharabah amd musyarakah (x) and profitability (y). The research samples are quarterly financial report published by Central Bank of Indonesia (Bank of Indonesia) during 2015-2017 periods. Research data are initially exposed to a classical assumption test in order to check whether those datas are compatible for hypothesis test. The classical assumption test includes multicollinearity, autocorrelations and heteroscedasticity test. The simultant test (F) shows that variable x which is murabahah, mudharabah, and musyarakah are influenced by variable y which is profitability. it is proven by a p-value that is smaller than the level of significant (0,10).