| dc.description.abstract | This study aimed to describe: (1) the application of Indonesian Hajj Fund Sukuk, (2) the benefits to the state and Indonesian pilgrims, (3) Analysed Indonesian Hajj Fund Sukuk in Islami Financial Perspectife. This study uses descriptive qualitative research. Subjects were two agencies that manage Indonesian Hajj Fund Sukuk, the Ministry of Religious Affairs of the Republic of Indonesia and the Ministry of Finance of the Republic of Indonesia. The research data was collected through observation, recording documents, and interviews. This research instrument interview, note, and a voice recorder. The results of this study were (1) describe what Indonesian Hajj Fund Sukuk, (2) what benefits they received and the state of Indonesian pilgrims of Hajj Indonesia Sukuk Fund, (3) how Islamic financial perspectife seen it. Indonesia is a Muslim-majority country in the world. This makes Hajj quota in Indonesia became the world's largest Hajj quota. The number of Indonesian pilgrims and the limited quota of Hajj, making the prospective pilgrims had to wait for some years to be able to Hajj. Prospective pilgrims must deposited Rp25 million per person as an initial deposit in order to Hajj. If it was just to settle and not productive, then the funds will be eroded by inflation. Hajj expenditure per person was reached Rp55 million. While in Indonesia, the cost of the pilgrimage that must be paid less than Rp40 million. Which means that the Indonesian government should subsidize shortage Hajj expenses of each congregation. The solution to this problem is to invest the funds received by the Ministry of Religious Affairs in order to fund the pilgrimage to be more productive. One of the investment instruments is Indonesian Hajj Fund Sukuk. This instrument was chosen because it has a small risk with a greater advantage than the other instruments. We need to know what this Indonesian Hajj Fund Sukuk. So that the public knows where the funds are deposited hajj it is managed and what is the management at the Indonesian Hajj Fund Sukuk. | en_US |
