Faktor – Faktor yang Mempengaruhi Minat Nasabah dalam Penggunaan Online Banking (Studi Empiris pada Mahasiswa Universitas Islam Indonesia)

Abstract

This study entitled "Factors Affecting the Interests Customer in Use of Online Banking (Empirical Study on Students Islamic University of Indonesia)" which aims to find empirical evidence about whether the perceived usefulness, perceived ease of use, computer self-efficacy, security and privacy, and trust positive influence on interest in the use of online banking. This study uses the Technology Acceptance Model (TAM) as the basis for research. This study took a sample of university students who had used the Islamic Indonesia online banking facility in Yogyakarta. Samples were taken by using questionnaires, on the whole questionnaire distributed number 130 can be returned and processed a total of 110 samples. Examination performed using SPSS. Results from five hypothesis tested in this study, all of them positive effect. It was pointed out that this study supports the theory that states that TAM someone acceptance of information technology is influenced by two main variables, namely perceived usefulness and perceived ease of use.