Hubungan antara Pengetahuan dan Lingkungan Sosial terhadap Perencanaan Keuangan Islam pada Mahasiswa Ekonomi Islam Angkatan 2013 & 2014 (Studi Perbandingan pada Universitas Islam Indonesia dan Universitas Islam Negeri Sunan Kalijaga)

Abstract

Financial planning is needed in daily life are used to determine the direction for managing finances. Most previous studies focused on managing family finances only, not much research on the private management for students. Many of the students as well as students of Islamic economics do not understand about islam good financial planning, there are many who tend to waste. The purpose of this study was to analyze the relationship between knowledge and social environment of the student Islamic economy Islamic financial planning and financial planning comparing students majoring in Islamic economy Islamic University of Indonesia and the State Islamic University Sunan Kalijaga. This research method using descriptive quantitative method. The data collection method that is used to divide the questionnaire to the student respondents Islamic Economics Islamic University of Indonesia and the State Islamic University Sunan Kalijaga by the number of respondents as many as 60 students. The results of this study concluded that social environment pengetahuandan significant effect on Islamic financial planning UII students and UIN Sunan Kalijaga. And based on the Mann-Whitney test for student financial planning comparative test UII Islamic economy and UIN Sunan Kalijaga known that on average 36.70% of the students the university has better knowledge. While the UIN students have an average of 24.30% of the students who have a good knowledge. Comparison shows that the social environment on average 35.10% UIN students have a better environment. Meanwhile, UII students have an average of 25.90% of the students who have a good social environment.