| dc.description.abstract | Technological developments affect all fields including the economic sector
and in the current pandemic era, it is said to be a fast solution for people in
search of technology. One of the most popular technologies is financial
technology (fintech). Fintech is a financial services company that combines
technology in providing services, the existence of fintech is not only running
but a complaint for the public, especially peer to peer lending fintech,
whose interest is too high so that members of the public. The formulation of
the problem in the research is, first, how is the urgency of regulations
related to peer-to-peer lending interest rates? Second, what is the situation
related to the development of peer-to-peer lending fintech during the Covid 19 pandemic and its impact on society? This study uses a normative legal
research method with an invitation visit approach and a conceptual
approach. The method of thinking that the writer uses is the method of
inductive thinking with qualitative analysis. From these results, first, there
must be a regulation governing the law to accommodate interest rate issues,
the substance of which is in the form of preventive action and
representation from the government, namely stipulating P2P lending
interest rate intervals and classification information. Regarding loans and
not only contains material provisions on the threat of sanctions, but also
sanctions as formal content. Other than that. Second, the impact of the
current Covid-19 pandemic on the development of peer-to-peer lending
technology and the impact of problems that arise in society. | en_US |
